Buying a New Home
Let us help you every step of the way. When purchasing a new home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home much less a new one. Locating the perfect new home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Especially if you need a mortgage helper. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, we will make the process of purchasing a new home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that Builders or Developers perceive you as a preferred Buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are always familiar with the current New Homes on the market, and know the neighborhood values well, so we can help you determine which properties are fairly-priced and has good finishing and features before you start your search.
Your First Step
Your first step to buying a New Home is to first ask yourself why you want to buy a home: to stop paying rent? To become mortgage free? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of new home you'd like and where you would like it to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about New Home styles. How many bedrooms in the New home are you looking for? How much mortgage help do you need? How much space do you need? Does your situation require a one-level new home, or are stairs acceptable? Consider size and kind of property. Do you want a home with a completed basement or a home where you can finish this yourself? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage broker/company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients especially as it relates to new homes with mortage helpers.
We Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
We are the specialists in new homes and have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can search here at our website for new homes by District/Area or by Builder.
We Will Help You Every Step Of The Way
We will help you complete your financing, explain the New Home Warranty, and in dealing with your Builder and the possible deficiency list, and close on the transaction. Our top priority is to make sure your new home buying experience is pleasant, cost-efficient, and successful.